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	<title>Comments for Mortgage Personal Finance Views UK</title>
	<link>http://www.personal-finance-views.co.uk</link>
	<description>Just another WordPress weblog</description>
	<pubDate>Mon, 01 Dec 2008 21:23:10 +0000</pubDate>
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		<title>Comment on The Perfect Storm by admin</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/personal-finance-uk/2008/07/03/the-perfect-storm.html#comment-2511</link>
		<author>admin</author>
		<pubDate>Tue, 16 Sep 2008 14:08:15 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/personal-finance-uk/2008/07/03/the-perfect-storm.html#comment-2511</guid>
					<description>Good point. Reading it a few months later makes it impresssivley accurate

well done

jane</description>
		<content:encoded><![CDATA[<p>Good point. Reading it a few months later makes it impresssivley accurate</p>
<p>well done</p>
<p>jane</p>
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		<title>Comment on Dodging the Hit by Aaron Wakling</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/interest-rates/2008/04/14/dodging-the-hit.html#comment-1962</link>
		<author>Aaron Wakling</author>
		<pubDate>Mon, 14 Apr 2008 09:45:46 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/interest-rates/2008/04/14/dodging-the-hit.html#comment-1962</guid>
					<description>Good Blog. I will continue reading it in the future.  Nice layout too.

Aaron Wakling</description>
		<content:encoded><![CDATA[<p>Good Blog. I will continue reading it in the future.  Nice layout too.</p>
<p>Aaron Wakling</p>
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		<title>Comment on Fighting the Inflation by Troy</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2008/03/18/fighting-the-inflation.html#comment-1932</link>
		<author>Troy</author>
		<pubDate>Sat, 05 Apr 2008 04:16:48 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2008/03/18/fighting-the-inflation.html#comment-1932</guid>
					<description>Three or four per cent?  According to the historical data on interest rates in Britain there have been times when rates have raised more than 10 per cent!!! 

Take a look at historical records.  In 1989 the official base rate was 15 per cent, which is about a 10 per cent increase from the current base rate.  

Not only that but it stayed above 10 per cent for three and a half years.

I do agree with the article that inflation trends are stubborn, and base rate trends are just as stubborn, but three of four per cent?  I think people should consider what would happen if rates were more than 10 per cent higher.  

With 30-year mortgages high interest rates are a real threat in the long term.</description>
		<content:encoded><![CDATA[<p>Three or four per cent?  According to the historical data on interest rates in Britain there have been times when rates have raised more than 10 per cent!!! </p>
<p>Take a look at historical records.  In 1989 the official base rate was 15 per cent, which is about a 10 per cent increase from the current base rate.  </p>
<p>Not only that but it stayed above 10 per cent for three and a half years.</p>
<p>I do agree with the article that inflation trends are stubborn, and base rate trends are just as stubborn, but three of four per cent?  I think people should consider what would happen if rates were more than 10 per cent higher.  </p>
<p>With 30-year mortgages high interest rates are a real threat in the long term.</p>
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		<title>Comment on Don&#8217;t throw away endowment cash by mortgage endowment insurance</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/06/30/dont-throw-away-endowment-cash.html#comment-1089</link>
		<author>mortgage endowment insurance</author>
		<pubDate>Wed, 21 Nov 2007 13:27:47 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/06/30/dont-throw-away-endowment-cash.html#comment-1089</guid>
					<description>&lt;strong&gt;mortgage endowment insurance...&lt;/strong&gt;

Awesome post. thanks abunch...</description>
		<content:encoded><![CDATA[<p><strong>mortgage endowment insurance&#8230;</strong></p>
<p>Awesome post. thanks abunch&#8230;</p>
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		<title>Comment on Looking for a fresh start mortgage at 60-plus by Mortgage Finance Uk</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/07/21/looking-for-a-fresh-start-mortgage-at-60-plus.html#comment-1082</link>
		<author>Mortgage Finance Uk</author>
		<pubDate>Sat, 10 Nov 2007 05:00:28 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/07/21/looking-for-a-fresh-start-mortgage-at-60-plus.html#comment-1082</guid>
					<description>&lt;strong&gt;Mortgage Finance Uk...&lt;/strong&gt;

 Definition of a Budget: "A mathematical confirmation of your suspicions." Here is something close to the truth, and they dont have any mercy...</description>
		<content:encoded><![CDATA[<p><strong>Mortgage Finance Uk&#8230;</strong></p>
<p> Definition of a Budget: &#8220;A mathematical confirmation of your suspicions.&#8221; Here is something close to the truth, and they dont have any mercy&#8230;</p>
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		<title>Comment on Looking for a fresh start mortgage at 60-plus by Mutual Funds and Market Research</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/07/21/looking-for-a-fresh-start-mortgage-at-60-plus.html#comment-1074</link>
		<author>Mutual Funds and Market Research</author>
		<pubDate>Sat, 03 Nov 2007 23:19:48 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/07/21/looking-for-a-fresh-start-mortgage-at-60-plus.html#comment-1074</guid>
					<description>&lt;strong&gt;Mutual Funds and Market Research...&lt;/strong&gt;

I couldn't understand some parts of this article, but it sounds interesting...</description>
		<content:encoded><![CDATA[<p><strong>Mutual Funds and Market Research&#8230;</strong></p>
<p>I couldn&#8217;t understand some parts of this article, but it sounds interesting&#8230;</p>
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		<title>Comment on Safe routes to first-time home ownership by UK Debt Blog &#187; Safe routes to first-time home ownership</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/09/11/safe-routes-to-first-time-home-ownership.html#comment-1062</link>
		<author>UK Debt Blog &#187; Safe routes to first-time home ownership</author>
		<pubDate>Tue, 09 Oct 2007 14:56:11 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/09/11/safe-routes-to-first-time-home-ownership.html#comment-1062</guid>
					<description>[...] admin wrote an interesting post today on Safe routes to first-time home ownershipHere&#8217;s a quick excerptMortgage rate and house price rises are keeping first-time buyers out of the market. New figures from the Council of Mortgage Lenders show the value of lending to first-timers in July was down 4 per cent on a month before, &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] admin wrote an interesting post today on Safe routes to first-time home ownershipHere&#8217;s a quick excerptMortgage rate and house price rises are keeping first-time buyers out of the market. New figures from the Council of Mortgage Lenders show the value of lending to first-timers in July was down 4 per cent on a month before, &#8230; [&#8230;]</p>
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		<title>Comment on Three cheers for the Chancellor by UK Debt Blog &#187; Three cheers for the Chancellor</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-personal-finance/2007/09/13/three-cheers-for-the-chancellor.html#comment-1061</link>
		<author>UK Debt Blog &#187; Three cheers for the Chancellor</author>
		<pubDate>Tue, 09 Oct 2007 14:55:54 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-personal-finance/2007/09/13/three-cheers-for-the-chancellor.html#comment-1061</guid>
					<description>[...] unknown wrote an interesting post today on Three cheers for the ChancellorHere&#8217;s a quick excerpt…That’s not something I’m likely to say very often. But Chancellor Alistair Darling deserves praise for his attack on the banks’ over-eager attitude to lending. Between us, we Brits owe more than £1.3 trillion and record numbers are &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] unknown wrote an interesting post today on Three cheers for the ChancellorHere&#8217;s a quick excerpt…That’s not something I’m likely to say very often. But Chancellor Alistair Darling deserves praise for his attack on the banks’ over-eager attitude to lending. Between us, we Brits owe more than £1.3 trillion and record numbers are &#8230; [&#8230;]</p>
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		<title>Comment on Don&#8217;t get caught in the phisherman&#8217;s net by Steven</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-personal-finance/2007/08/20/dont-get-caught-in-the-phishermans-net.html#comment-415</link>
		<author>Steven</author>
		<pubDate>Wed, 05 Sep 2007 08:04:59 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-personal-finance/2007/08/20/dont-get-caught-in-the-phishermans-net.html#comment-415</guid>
					<description>My mate got a phone call from someone claiming to be from the Office of Fair Trading asking for his bank account details so they could help him reclaim bank charges.  Surprise, surprise, it's another scam.</description>
		<content:encoded><![CDATA[<p>My mate got a phone call from someone claiming to be from the Office of Fair Trading asking for his bank account details so they could help him reclaim bank charges.  Surprise, surprise, it&#8217;s another scam.</p>
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		<title>Comment on The lowdown on high loan-to-value mortgages by Hollie Crittenden</title>
		<link>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/07/17/the-lowdown-on-high-loan-to-value-mortgages.html#comment-414</link>
		<author>Hollie Crittenden</author>
		<pubDate>Mon, 03 Sep 2007 14:40:19 +0000</pubDate>
		<guid>http://www.personal-finance-views.co.uk/uk_finance/ukmortgage/uk-mortgages/2007/07/17/the-lowdown-on-high-loan-to-value-mortgages.html#comment-414</guid>
					<description>Useful, thank you!...</description>
		<content:encoded><![CDATA[<p>Useful, thank you!&#8230;</p>
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